The government\u2019s pensions initiative, known as Auto Enrolment, requires all UK employers to automatically enrol any qualifying employees into a workplace pension scheme and make contributions towards that pension. As a UK nanny employer, you will need to enrol your nanny into a pension scheme if he or she qualifies. <\/p>\n\n\n\n
Does my nanny qualify for a workplace pension?<\/strong><\/p>\n\n\n\n If your nanny is aged between 22 years old and the State Pension Age and they earn \u00a310,000 or above per year, then they do qualify for a workplace pension. <\/p>\n\n\n\n What will happen if I don\u2019t offer my nanny a pension scheme?<\/strong><\/p>\n\n\n\n If your nanny is eligible for a pension scheme and you fail to enrol them into one, or if you fail to pay pension contributions, you can be fined by The Pensions Regulator<\/a>. <\/p>\n\n\n\n My nanny doesn\u2019t qualify but still wants a pension, what should I do?<\/strong><\/p>\n\n\n\n Your nanny still has the right to \u2018opt in\u2019 and join a pension scheme even if they do not qualify for a workplace pension. It is your responsibility to enrol them into a suitable scheme. <\/p>\n\n\n\n My nanny qualifies for a pension but doesn’t want one, what do I need to do?<\/strong><\/p>\n\n\n\n It is a legal requirement for you to enrol your nanny into a pension scheme if they qualify for it, even if he or she doesn’t want one. Once your nanny is enrolled into a pension scheme, they can then choose to \u2018opt out\u2019 or \u2018cease membership\u2019 of the scheme. <\/p>\n\n\n\n If this is the first time you\u2019ve heard about your Auto Enrolment and nanny employer pension duties, don\u2019t worry! Nannytax provides a fully managed workplace pension service<\/a> for their clients which means the Nannytax team of pension specialists can take this off your hands!<\/p>\n\n\n\n