Childcare vouchers will cease from the 5th October 2018 and thereafter the Tax-Free Childcare scheme will take over.
You can get up to £500 every 3 months (£2,000 a year) for each of your children to help with the costs of childcare.
If you get Tax-Free Childcare, the government will pay £2 for every £8 you pay your childcare provider via an online account.
You can get Tax-Free Childcare if you and your partner (if applicable) are –
in employment or getting parental leave, sick leave or annual leave
each earning at least the National Minimum Wage or Living Wage for 16 hours a week – this is £131.36 if you’re 25 or over
This earnings limit does not apply if you’re self-employed and started your business less than 12 months ago.
Your child must be 11 or under and usually live with you. They stop being eligible on 1 September after their 11th birthday.
Adopted children are eligible, but foster children are not.
If your child is disabled, you may get up to £4,000 a year until they’re 17. They’re eligible for this if they –
get Disability Living Allowance, Personal Independence Payment or Armed Forces Independence Payment
are registered as blind or severely sight-impaired
You’re not eligible if either you or your partner has a taxable income over £100,000.
Your childcare provider must be signed up to the scheme before you can pay them and benefit from Tax-Free Childcare.
Employees accrue holiday entitlement as normal throughout the maternity leave and this includes any bank holidays that may fall during that leave and this is a cost to the employer.
Any such holiday accrued is normally either taken or paid for at the end of the leave.
Employees are entitled to paid time off to attend these and except from the first appointment you can request proof of this.
If possible they should arrange these appointments at times she is not working although if full time employee this may not be possible.
Keeping in Touch Days
Employees are entitled up to 10 days classed as keeping in touch and any days worked are paid in addition to any paid SMP and is at a cost to the employer.
These days can be used for work and irrespective of the hours worked each day it is classed as a full day for Keeping in Touch purposes.
If employee contributing to pension when they go maternity leave their pension contributions will be based on the SMP paid, but the employers contributions need to remain at the same level they were on before the maternity leave started.
All nannies are entitled to take up to 1 year off for maternity leave whether paid or unpaid.
How much SMP does employee get?
Of the 1-year entitlement nanny only gets paid for the first 39 weeks and should she take further 13 weeks off these are unpaid.
1st 6 weeks are paid at 90% of employee’s gross salary.
Remaining 33 weeks are paid at £148.68 or the 90% figure whichever is the lower amount.
Qualification for SMP
Nanny needs to have been employed by you 41 weeks before her due date.
Nanny needs to be earning above the lower earnings limit £118.00 gross per week.
Nanny needs to still be in your employ 15 weeks before her due date.
Nanny will be issued form MATB1 from her Doctor or Midwife this form will have the due date and from this due date you can then determine whether she qualifies for SMP or not, if not you then need to issue nanny with form SMP1, so she can then claim maternity allowance directly from the state.
Cost of SMP
Small employers can usually claim back 103% of any SMP, this is 100% of the SMP itself and an additional 3% compensation to help towards cost of employers NI.
And just like that, the summer holidays are over! For some, sending the children back to school couldn’t come any sooner. You’ve faced the high street, waited (patiently!) with your ticket to try on new school shoes, hair has been chopped and styled, new stationary has been bought (for them and you!) and your diary is ready to go… but what about the children. Are they ready? Are they excited and prepared?
It’s easy to assume the children are also ready to go back, see their friends and fit back into the school routine. But what about their emotional readiness? What about the children who are starting at nursery or school for the first time? The ones transitioning to primary or secondary school. Even the difference in classroom, teacher or timetable can be overwhelming for a child.
Transitions work best when a child is prepared. So what can we do to prepare a child for the September ‘back to school’ time in their lives?
Firstly, talk to them. Ask them how they are feeling. Don’t just put the emotions you are feeling into their minds. Really listen to their anxieties, worries and excitements. Break down each one and show them emotional support. Not just at the start of school, but continued throughout their first few weeks, and beyond if needed. Sometimes they won’t want to talk, and that’s ok! Just being there, listening and allowing them the opportunity to open up will give them reassurance.
Another thing you can do to get them involved is with the new term shopping! If they have a say in what bag, coat and shoes they will be wearing, then they are going to show a little more enthusiasm. For young children, finding a school bag with their favourite character on is going to help massively. For older children, it’s ‘fitting in’ with peers, so they will want a say in how they look.
One of the biggest anxieties about starting at a new school can be around friends, or not knowing anyone. To prepare children for this, I always advise trying to find other children also attending the same school (try local social media groups). Planning play-dates before school starts will give them someone they are familiar with. In the first few weeks of term, plan after school tea times together too. This will really help them build on friendships and relationships with other children, and as parents and nannies, also introduce you to other families from the school.
And lastly books! Reading is something that you can do together with your child. Books can help with no end of matters, and school readiness is one of them! Pop along to your local library, find some books about going to school and read them together. Change the words to fit in with the name of your child’s school, or teachers to personalise it, and just spend some time one to one discussing everything around school.
With everything, time helps. Enjoy this period in your child’s life, support them, reassure them and allow them the time to adjust to these new beginnings.
We cover all sorts of transitions that happen in a child’s life, including school readiness in our Early Years Care and Education Course. Please contact Little Ones Training and Education on 0207 112 8057 to find out more!